Why 78% of Americans Live Paycheck to Paycheck – And the Budget System That Actually Fixes It
A 2026 PYMNTS found that 78% of Americans are living paycheck to paycheck. The finding was striking not just for its magnitude but for its demographic distribution: 69% of consumers earning over $100,000 per year also reported living paycheck to paycheck. The paycheck to paycheck problem is not an income problem. It is a systems…